Terms of Use and Disclaimers

1. Introduction

This web site (this “Site”) is maintained by Panoramic Growth Equity (Fund Management) LLP (“Panoramic”, “we”, “us” or “our”), an investment management firm whose registered office is at 10 Montrose Street, Glasgow, G1 1RE.

Panoramic is registered in Scotland as a limited liability partnership with registered number SO302175 and is authorised and regulated in the UK by the Financial Conduct Authority (“FCA”).

Access to and use of this Site is subject always to the following terms and conditions. By using this Site you accept these terms and conditions (and our Privacy Policy, linked to below). If you do not wish to be bound by these terms and conditions then you are not permitted to use the Site for any purpose. Panoramic reserves the right to change these terms and conditions at any time by posting the changes on the Site and such changes shall be effective from the date of posting. It is your responsibility to review these terms and conditions regularly to keep up to date with any changes to them. Your continued use of the Site will mark your acceptance of such changes. If any provision of these terms and conditions is found by a court of competent jurisdiction to be invalid, you agree that the other provisions of these conditions will remain in full force and effect in so far as possible.

For the purposes of these terms and conditions the expression “Site Information” means the images, graphics, photographs, text, documents, computer programs, computer code and scripts operating within, or which form part of, the Site.

2. Disclaimers

The Site Information is directed exclusively at owners and managers of companies who may be seeking sources of potential financing, financial institutions seeking a potential partner for investment in companies and potential investors in such companies. By using the Site you confirm that you are permitted by law to use the Site. Any Site Information which relates to an unregulated collective investment scheme or to an investment in unlisted shares or other securities is directed solely at persons who are either (a) a “professional client” or “eligible counterparty” (as defined by the rules of the FCA) and is an individual in respect of whom Panoramic has taken reasonable steps to establish is a category 7 person as defined in chapter 4 of the FCA’s Conduct of Business Sourcebook (“COBS 4”); or (b) a person whom Panoramic has taken reasonable steps to establish is a category 8 person as defined in chapter 4 of COBS 4, and to whom accordingly a promotion regarding an unregulated collective investment scheme may lawfully be made in accordance with COBS 4 (“Eligible Recipients”). Panoramic has systems in place to ensure that an enquiry from a person who is not an “Eligible Recipient” will be declined.

Funds and investments referred to on this Site are only available to Eligible Recipients. There may be no recognised market for dealing in investments or funds and therefore it may be difficult for an investor to sell an interest in the investment or fund or to obtain reliable information as to their value or the extent of the risks to which they are exposed.

Information on past performance, where given, is not necessarily a guide to future performance. The value of investments and funds may rise or fall.

The Site Information is provided “as is” and Panoramic makes no representation, endorsement or warranty as to its accuracy or completeness. Panoramic will not be liable for any action taken (or not taken) in reliance upon the Site Information and such action is taken entirely at your own risk. Panoramic reserves the right to make changes to the Site Information to correct any errors or omissions (at Panoramic’s discretion) without notice and without liability to you.

It is your responsibility to ensure you comply with all relevant laws or regulations and for obtaining your own legal, tax and financial advice before entering into any dealings with Panoramic.

Panoramic maintains the right to change or delete any of the Site Information without prior notice. Panoramic does not guarantee that the Site of the Site Information will be continuously available or error-free, free from infection, viruses, worms, Trojan horses and/or other codes that have contaminating or destructive properties. It is your responsibility to take protective steps such as virus checking. While we attempt to ensure the accuracy and timeliness of the Site Information, we take no responsibility for errors or omissions which are the result of technical causes, or otherwise.

Where information on this Site has been obtained from outside sources, it is believed to be reliable but is not represented to be accurate or complete. We do not make any representation that the information or materials on this Site are appropriate in all locations, or that any investments or services which are referred to on this Site are available to everyone, or at all. Information contained on this Site is not tailored for individual use and as a result the investments or services referred to on this Site may not be suitable for everyone. If you have any doubts as to suitability, you should seek advice from an appropriately qualified investment adviser.

It is a feature of this Site that some of the Site Information is contributed by different third parties and we do not control those parties or their information. Opinions expressed within the Site Information are those of the authors and do not necessarily represent Panoramic’s opinions.

This Site, like any other, is susceptible to cyber-squatting, spoofing and vandalism. Panoramic does not accept any responsibility for, or liability in respect of, any losses arising from, or information which appears on this Site as a result of, such actions.

Where the operation of this Site depends on the input of information by you, the service provided by Panoramic depends on, and varies according to, the accuracy of such inputted information. We can therefore accept no responsibility for, nor any liability in respect of, the input of inaccurate information to this Site by you and/or any third parties.

In the unlikely event that you find any inaccurate information on this Site or have any complaint about what Panoramic has published, please email team@pgequity.com. Panoramic will investigate on receipt and take such action which Panoramic, in our sole discretion, determine as being appropriate having regard to all the circumstances.

3. Limitation of Liability

Users of this Site do so entirely at their own risk and, to the fullest extent permissible by law, Panoramic excludes all liability to you, whether in contract, delict, tort or otherwise.

Panoramic shall not be liable for data transmission errors such as data loss or damage or alterations of any kind.

None of the statements on this Site excludes or restricts any duty or liability that Panoramic has under the Financial Services Authority rules or the Financial Services and Markets Act 2000.

Panoramic will not be liable to you (whether for any breach of these terms and conditions or otherwise) which arises because of any circumstances which Panoramic cannot reasonably be expected to control.

Panoramic does not, and nothing in these terms and conditions shall act to, exclude or limit Panoramic’s liability for death or personal injury resulting from its negligence, fraud or any other liability which may not by applicable law be excluded or limited but, subject to that, in no event shall Panoramic be liable (whether for breach of contract, negligence or for any other reason) for any loss of profits, exemplary or special damages, loss of sales, loss of revenue, loss of goodwill, loss of any software or data, loss of bargain, loss of opportunity, loss of use of computer equipment, software or data, loss of or waste of management or other staff time, or for any indirect, consequential or special loss, however arising.

The obtaining of any material through this Site is carried out at your own risk and Panoramic has no liability to you in respect of such material or its effects, nor is Panoramic liable for any action you may take as a result of relying on any information provided in this Site.

Without prejudice to the foregoing, our entire liability to you in connection with the use of this Site shall be limited to £1. By using this Site, you agree that this limitation is in all respects fair and reasonable.

4. Business Plans

We will use any business plans and related materials provided to us in hard or soft copy either directly or by post or otherwise by you (“Business Plans”) for any reasonable purpose, including to review investment opportunities you bring to our attention.

By providing information, ideas and plans to Panoramic you accept that we have the right to disclose such information, ideas and plans including but not limited to Business Plans to all and any of our affiliates, as we see fit, to our professional advisers and to any further persons we deem necessary for the purpose referred to above (but only in compliance with our Privacy Policy).

We will not, in relation to any Business Plans, be obliged to pay you any royalty, commission, profit share or other payment unless we agree to do so in writing with you.

Should we, or one of our affiliates, decide to pursue the subject matter of your Business Plans we or they may enter into a formal agreement with you covering, amongst other issues, confidentiality. Pending that, no such agreement will come into place save as expressly stated in these terms and conditions.

5. Permitted activities

This Site is intended for use by you for information purposes only. You may not use this Site for any other purpose including but not limited to any purposes which may infringe the intellectual property rights of Panoramic and/or a third party or for any unlawful purposes.

6. Links to this website and to other websites

Where this Site contains links to other websites and information on the Internet you acknowledge, by your use of the Site, that Panoramic can accept no responsibility for the content of these external sites or for anything provided by them and should you choose to use them then you do so at your own risk.

Panoramic does not permit the display of any web pages which form part of the Site or any of the Site Information in any html frame unless it has expressly authorised such display in writing.

7. Intellectual Property Rights

Unless otherwise expressly stated, all intellectual property rights (including, without limitation, copyright, trade marks, service marks, database rights and trading names) in the Site Information are owned by Panoramic. Panoramic may publish photographs, images or text on the Sites in which the copyright is not owned by Panoramic. Where this is done, and where practicable, Panoramic acknowledges the copyright owner.

You may view the Site Information in a web browser for private browsing purposes only. Copying the Site Information into a computer cache or storage device for private on or off-line browsing purposes is also permitted. You may not make a copy of the Site Information or any part of it for any other purpose without our prior written consent, which may be granted at our sole discretion (or where we do not own the copyright, we will direct you to the owners themselves for such consent (where reasonably practicable)). Furthermore, and without prejudice to the foregoing, you are not permitted to use, display or otherwise incorporate the Site Information into any web page which does not form part of the Site by hypertext link, or by any other means other than copying, without our prior written consent. Nothing in these terms and conditions or on the Site constitutes a licence to use or copy the Site Information.

The Site contains numerous trademarks (both registered and unregistered) belonging to Panoramic. If you are in doubt as to whether an item is a trademark of ours, please contact us for clarification by emailing team@pgequity.com. The Site may also feature some trade marks which are not owned by Panoramic. Where practicable, the relevant trade mark owners have been acknowledged.

8. Privacy Policy

We have a separate Privacy Policy which relates to our use of your personal information. We would encourage you to read our Privacy Policy.

Cookies: The Site makes use of “cookies”. Cookies are data that a web site transfers to a user’s hard drive for record-keeping purposes. Cookies, which are industry standard and are used by most web sites, including those operated by Panoramic, can facilitate a user’s ongoing access to and use of a site. They allow Panoramic to customise the Site to your needs. If you do not want information collected through the use of cookies, most web browsers allow you to easily deny or accept the cookie feature. You should refer to the documentation for your particular web browser for instructions as to how to prevent websites using cookies on your computer. However, you should note that cookies may be necessary to provide you with some features of the Site.

Your rights: If you have any questions about your Personal Data please contact Panoramic by emailing team@pgequity.com

9. Provision of services by third parties

Some of the pages which form part of the Site may make use of technologies and applications which are provided to Panoramic and/or hosted for Panoramic by third parties. Where you make use of such technologies and applications your information may be transmitted for processing to servers other than those which host the Site and which are not within Panoramic’s control. Panoramic excludes all liability to you arising from any loss or damage you may sustain as a result of such transmission or processing. Panoramic makes no representation, endorsement or warranty to the accuracy of information which appears on the Site as a result of processing by, or originating from, third parties.

10. Bribery Act 2010 Compliance

Panoramic Growth Equity is committed to compliance with the Bribery Act 2010 and has a zero-tolerance approach to bribery and corruption in all of its forms.

11. Jurisdiction and governing law

These terms and conditions shall be governed by and interpreted in accordance with Scots law and any dispute shall be referred to the exclusive jurisdiction of the Scottish courts. Users of this Site from outside of the UK are directed to section 2 (Disclaimers) where it expressly forbids use of this Site from outside of the UK.

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